Are you ready to go house hunting?

Getting a pre-approval can make the house buying experience far more comfortable. Your objective is to find out exactly how much you can borrow based on your income, your debt service levels and your overall credit worthiness. 

With a pre-approval in your back pocket you can begin to house hunt with confidence. Bottom line, finance won't be an obstacle on any reasonable offer to purchase  that you make.

Your mortgage pre-approval will also motivate your real estate agent to house search on your behalf because they'll know that the biggest hurdle to homeownership is already handled. It's no surprise that the biggest disappointment to most failed homebuying transactions is inadequate financing. 

You're going to have to qualify for mortgage sooner or later in doing it later once you've found a home only to get rejected is a big disappointment to say the least. By going through the mortgage application process in advance you'll save yourself a lot of potential grief and embarrassment. Furthermore, you won't be wasting a vendor's time nor the time and effort of your agent.



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